Pet Insurance
Helping you prepare for unexpected veterinary expenses.
Our pets are family. Pet insurance can help provide financial protection when your dog or cat needs veterinary care for eligible accidents, illnesses, or other covered conditions.
At VeritasPoint Insurance Services, we help pet owners understand available coverage options, costs, deductibles, reimbursement choices, and policy limitations.
Support available in English and Vietnamese.
What Can Pet Insurance Cover?
Depending on the plan, pet insurance may help with eligible veterinary expenses related to:
Accidents
Illnesses
Diagnostic testing
Surgery
Hospitalization
Emergency care
Prescription medications
Specialist care
Certain hereditary or congenital conditions
Coverage varies by insurance company and plan.
Accident & Illness Coverage
Many pet insurance plans combine protection for both accidents and illnesses.
Accidents
Examples may include:
Broken bones
Injuries
Foreign-object ingestion
Cuts or wounds
Accidental poisoning
Other covered accidents
Illnesses
Depending on the plan, coverage may include eligible treatment for:
Infections
Digestive conditions
Allergies
Cancer
Chronic conditions
Other covered illnesses
Wellness & Preventive Care
Some pet insurance companies offer optional wellness or preventive-care benefits.
These may help with eligible expenses such as:
Vaccinations
Wellness exams
Flea and tick prevention
Heartworm prevention
Dental cleaning
Spaying or neutering
Preventive-care benefits are not automatically included with every policy.
How Pet Insurance Works
Pet insurance generally works differently from human health insurance.
Depending on the policy:
You pay the veterinarian → Submit a claim → Insurance reimburses eligible expenses
Your policy may have:
Deductible
Reimbursement percentage
Annual limit
Per-condition or other limits
Waiting periods
The exact structure depends on the insurance company and plan.
What May Not Be Covered?
Policies commonly have exclusions or limitations.
Depending on the plan, these may include:
Pre-existing conditions
Certain waiting-period conditions
Routine care unless a wellness option is purchased
Certain hereditary or congenital conditions
Cosmetic procedures
Breeding-related expenses
Other excluded services
Always review the policy's exclusions and limitations before purchasing coverage.
Pre-Existing Conditions
A pre-existing condition generally refers to an illness or condition that existed before coverage began or during an applicable waiting period.
Pet insurance companies may have different definitions and rules regarding pre-existing conditions.
That's why it's important to review the policy before assuming a condition will be covered.
What Can Affect Your Pet Insurance Premium?
Pricing may depend on factors such as:
Pet's age
Dog or cat
Breed
Location
Coverage selected
Deductible
Reimbursement percentage
Annual coverage limit
Optional wellness coverage
Other underwriting factors
What We Can Help You Compare
When reviewing pet insurance, we can help you understand:
Monthly premium
Deductible
Reimbursement percentage
Annual limits
Covered services
Waiting periods
Pre-existing condition rules
Wellness options
Exclusions
Claim process
Our goal is to help you understand what the policy covers before you need it.
How We Help
At VeritasPoint Insurance Services, we help you review pet insurance options based on your pet and your budget.
We can help you compare:
Your Pet → Your Coverage → Your Costs → Your Protection
Personalized support is available in English and Vietnamese.
Ready to Explore Pet Insurance?
Whether you have a:
🐶 Dog
🐱 Cat
or another eligible companion animal, we're here to help you explore available options.